Embedded finance for companies in Mexico
Give your customers credit, BNPL and payments inside your own product — without becoming a lender. Bkaya provides the infrastructure, the risk models and the operation behind them.
Talk to usWe are not a software vendor. Bkaya originates, underwrites, disburses and collects, with a regulated entity funding the credit. You keep the customer relationship; we carry the machinery behind it.
How we work together
Four ways to build with Bkaya, from a complete financial app to a single API call.
Financial Ecosystem
a complete, standalone financial app integrated with your product.
Lending-as-a-Service
full credit infrastructure to fund your own loan book under your brand.
Embedded Finance
financial products inside the product you already have.
APIs
ready-to-use endpoints for credit, payments, rewards and onboarding.
See how each one worksWhat makes the solution different
White-label application
Design and experience fully customised to your brand.
AI risk models
A machine-learning credit engine, continuously optimised.
Your choice of products
Credit, BNPL, mobile top-ups, bill payments and more.
Integration with your systems
We connect to your POS or your native apps.
Full operational support
Collections backed by machine-learning models, digital marketing, retention, data analysis and customer service.
Growth for your business
Higher retention and new revenue through revenue sharing or financing upside.
Security and compliance
Secure architecture, continuous audits and role-based controls.
Proof
150,000+ drivers and couriers financed through the Uber Pro Card, built with Uber and Consubanco. 100,000+ loans originated. MXN 50M+ disbursed automatically against earnings.
Read the caseTell us what you want to offer your customers. We will tell you whether we can support it, what it takes to integrate, and what the economics look like.
Talk to us